Repossession is where someone either an individual or company is looking to seek possession of the property you are living in. normally this is due to having rent or mortgage arrears.

We try where possible not to charge our clients for this service, the only time a fee is payable, is when you have already attended court and a repossession order has been granted. This fee is applied by the courts and not us directly.

Currently the cost is £35.00, but this is reviewed by the courts on a regular basis, but we always let our clients know the cost to them.

Normally the courts will allow you 28 days to find alternative accommodation, but in some circumstances, this can be extended to one year.

Yes, but it is important that you send us as much information as soon as you can as we have to make an application to the court to stop the action against you.

We cannot give you an exact amount of time, but we always say as early as possible. Some courts may take longer to process an application or the paperwork could be delayed. If this applies to you then you should call us for immediate advice.

The courts will issue a suspended repossession order and agree to the amounts that we are asking them to accept each month. It is then important that you maintain the payments towards the arrears as agreed otherwise the court may decide to repossess, and they will be very unlikely to set up another arrangement.